Protection you can prove. A team you can build with.
Team Victory is a nationwide team of financial and insurance professionals helping families access living benefits — and helping each other build a business that lasts.
The questions families ask us every day
Every financial plan has to answer three questions
Die Too Soon
How would the people who depend on you manage financially if you weren't there tomorrow?
Become Ill
How would you cover medical costs and everyday living expenses if a serious illness kept you from working?
Live Too Long
What happens if your retirement savings run out before you do?
Living benefits, explained simply
Living benefits let a policyholder access part of their death benefit while they're still alive, if a qualifying illness or injury changes everything. It's protection that can show up long before the worst happens.
Chronic Illness
If a client needs substantial help with daily living due to a qualifying chronic illness, they can access part of their death benefit early — no waiting for a payout after the fact.
Critical Illness & Injury
A qualifying diagnosis — heart attack, stroke, cancer, and more — or a serious injury can trigger an accelerated payout to help cover treatment and income gaps immediately.
Terminal Illness
A qualifying terminal diagnosis lets a family access benefits early, so they can focus on time together instead of finances.
What clients and agents say
Read Their Stories
"Get your policy — it helped me a lot when the unexpected happened."
"This is life changing. I told my wife not to worry about our finances."
"It's not only life insurance — it's love insurance."
Watch Their Stories
Real families and real policyholders, in their own words.
What the team has done together
There's more than one reason to join us.
Some of our best agents came to us wanting to understand their own finances better. Others were looking for a way to make a real difference in their community. Some simply wanted to be part of a growing team with real income potential. Wherever you're starting from, there's a path here for you.
- — Build real financial knowledge — for your clients, and for yourself — with study structure and exam coaching from day one.
- — Make a meaningful impact in your community, one family at a time.
- — Join a team culture built on mentorship, with a path from new agent to agency builder as you grow.
- — Work toward income potential that grows as you develop your skills and lead others — built on real scripts and systems, not outdated theory.
Ready to be one of our agents?
Let's talk about what building with us could look like for you.
Important information. Team Victory is a team of independent, licensed insurance professionals. This website is for general information and education only. It is not insurance, financial, tax, investment or legal advice, and it is not an offer to sell, or a solicitation to buy, any product in any state where that would be unlawful. Please talk with a licensed professional and your own tax or legal advisor about your situation.
Product features, benefits, riders and availability vary by state and by insurer, are subject to underwriting and approval, and may carry costs or limitations. Living benefits are not available in every state and may reduce the death benefit. References to tax treatment are general and may not apply to you.
Income, rank and production figures describe the individual results of some people. They are not typical, and nothing here is a promise or projection of income, advancement or success. Results depend on individual effort, skill, licensing, time and market conditions. Taking part in any training or opportunity does not create an employment relationship, and independent agents must be properly licensed and appointed before they sell insurance. Testimonials reflect individual experiences.
Built on Leadership. Driven by Results.
At Team Victory, we believe financial freedom is achieved through education, action, and leadership. We unite industry expertise with a supportive culture so every member has the tools to succeed and the mentorship to lead others.
Income, impact, independence
To empower individuals from all walks of life to achieve income, impact, and independence through mentorship, leadership development, and a proven business model in the financial and insurance industry.
We aim to create a ripple effect of change — helping families protect their futures while providing aspiring entrepreneurs a clear path to success.
Mission, vision, and how we work
Mission
To make financial protection and living benefits accessible to every family we meet, and to build agents who can carry that mission further than we can alone.
Vision
A team present in every major market, known as much for the leaders it develops as for the families it protects.
Culture
Direct feedback, shared wins, and a bias toward helping the newest agent in the room first. No lone wolves — everyone builds with someone.
One team, nationwide
Meet Our Executive Field Director
Serena Nguyen
Executive Field Director
- — 13th Diamonds & Presidential Rolex Earner
- — Over 65+ $100,000+ earners in her organization
- — Executive Leadership Team: Red Jacket, Black Jacket & BlueChip Jacket Qualifier
- — University of Virginia graduate
- — Female executive in a traditional industry
- — First-generation immigrant
- — Expanding nationwide in all 50 states
Serena Nguyen leads a thriving financial agency with a nationwide presence. She is dedicated to mentoring professionals and helping families build stronger financial futures.
For informational purposes only. Not a guarantee of results or earnings.
Send me bios and headshots for other directors and leaders you'd like featured here.
Important information. Team Victory is a team of independent, licensed insurance professionals. This website is for general information and education only. It is not insurance, financial, tax, investment or legal advice, and it is not an offer to sell, or a solicitation to buy, any product in any state where that would be unlawful. Please talk with a licensed professional and your own tax or legal advisor about your situation.
Product features, benefits, riders and availability vary by state and by insurer, are subject to underwriting and approval, and may carry costs or limitations. Living benefits are not available in every state and may reduce the death benefit. References to tax treatment are general and may not apply to you.
Income, rank and production figures describe the individual results of some people. They are not typical, and nothing here is a promise or projection of income, advancement or success. Results depend on individual effort, skill, licensing, time and market conditions. Taking part in any training or opportunity does not create an employment relationship, and independent agents must be properly licensed and appointed before they sell insurance. Testimonials reflect individual experiences.
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A little about you
No pressure, no obligation — just a conversation.
Important information. Team Victory is a team of independent, licensed insurance professionals. This website is for general information and education only. It is not insurance, financial, tax, investment or legal advice, and it is not an offer to sell, or a solicitation to buy, any product in any state where that would be unlawful. Please talk with a licensed professional and your own tax or legal advisor about your situation.
Product features, benefits, riders and availability vary by state and by insurer, are subject to underwriting and approval, and may carry costs or limitations. Living benefits are not available in every state and may reduce the death benefit. References to tax treatment are general and may not apply to you.
Income, rank and production figures describe the individual results of some people. They are not typical, and nothing here is a promise or projection of income, advancement or success. Results depend on individual effort, skill, licensing, time and market conditions. Taking part in any training or opportunity does not create an employment relationship, and independent agents must be properly licensed and appointed before they sell insurance. Testimonials reflect individual experiences.
Protection that shows up long before the worst happens.
Living benefits are built for the moments in between — not just the end. Here's how they actually work, and who they're built for.
Access to your benefit, while you're still living
Most people think of life insurance as something that only pays out after death. Living benefits change that — they let a policyholder access part of their death benefit early, while they're alive, if a qualifying illness or injury changes everything.
Chronic Illness ＋
If someone needs substantial help with daily living — bathing, dressing, eating, or similar — due to a qualifying chronic illness, they can access part of their death benefit early. No waiting for a payout after the fact, and no separate long-term-care policy required.
Critical Illness & Injury ＋
A qualifying diagnosis — heart attack, stroke, cancer, and other serious conditions — or a serious injury can trigger an accelerated payout. That money can go toward treatment costs, replacing lost income, or covering household bills while someone focuses on recovery.
Terminal Illness ＋
A qualifying terminal diagnosis lets a family access benefits early, so they can focus on time together instead of financial pressure in their hardest moments.
Building Long-Term Financial Security ＋
Beyond the accelerated benefits, many of these policies build cash value over time — money that can potentially be accessed later in life for retirement income, a child's education, or other goals, on top of the protection itself.
Families and individuals planning for real life
Parents & Caregivers
Protecting a household's income and stability if a serious illness or injury disrupts a family's plans.
Business Owners
Protecting a business and its people if a key partner or employee becomes seriously ill.
Anyone Planning Ahead
Building both protection and long-term financial security into a single policy, instead of treating them as separate goals.
Want to see how this could work for you or your family?
Let's talk through what makes sense for your situation.
Important information. Team Victory is a team of independent, licensed insurance professionals. This website is for general information and education only. It is not insurance, financial, tax, investment or legal advice, and it is not an offer to sell, or a solicitation to buy, any product in any state where that would be unlawful. Please talk with a licensed professional and your own tax or legal advisor about your situation.
Product features, benefits, riders and availability vary by state and by insurer, are subject to underwriting and approval, and may carry costs or limitations. Living benefits are not available in every state and may reduce the death benefit. References to tax treatment are general and may not apply to you.
Income, rank and production figures describe the individual results of some people. They are not typical, and nothing here is a promise or projection of income, advancement or success. Results depend on individual effort, skill, licensing, time and market conditions. Taking part in any training or opportunity does not create an employment relationship, and independent agents must be properly licensed and appointed before they sell insurance. Testimonials reflect individual experiences.